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Holiday Notice:

All locations will be closed Monday, September 7, in observance of Labor Day.

Hometown Community Bank

CD/IRA

Interest Rates and Annual Percentage Yields are effective as of September 22, 2026

Certificate of Deposit Account (CD)/Individual Retirement Account (IRA)


ACCOUNT TYPE

TERM

INTEREST RATE

APY QUARTERLY

MINIMUM DEPOSIT TO OPEN:

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 6 Months

INTEREST RATE: 1.00%

APY QUARTERLY: 1.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 9 Months SPECIAL
with relationship bump*

INTEREST RATE: 3.84%
3.94%

APY QUARTERLY: 3.90%
4.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 12 Months

INTEREST RATE: 1.00%

APY QUARTERLY: 1.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 18 Months

INTEREST RATE: 1.00%

APY QUARTERLY: 1.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 19 Months SPECIAL
with relationship bump*

INTEREST RATE: 3.84%
3.94%

APY QUARTERLY: 3.90%
4.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 24 Months

INTEREST RATE: 1.00%

APY QUARTERLY: 1.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 30 Months

INTEREST RATE: 1.99%

APY QUARTERLY: 2.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 36 Months

INTEREST RATE: 1.99%

APY QUARTERLY: 2.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 48 Months

INTEREST RATE: 1.99%

APY QUARTERLY: 2.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 60 Months

INTEREST RATE: 1.99%

APY QUARTERLY: 2.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

*Eligibility requirement: customer must be an owner of an active CBT checking, savings, or loan account.