Hometown Community Bank

CD/IRA

Interest Rates and Annual Percentage Yields are effective as of February 3, 2023

Certificate of Deposit Account (CD)/Individual Retirement Account (IRA)


ACCOUNT TYPE

TERM

INTEREST RATE

APY QUARTERLY

MINIMUM DEPOSIT TO OPEN:

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 6 Months

INTEREST RATE: 0.40%

APY QUARTERLY: 0.40%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 10 Months SPECIAL
with relationship bump *

INTEREST RATE: 3.50%
3.60%

APY QUARTERLY: 3.55%
3.65%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 12 Months

INTEREST RATE: 0.60%

APY QUARTERLY: 0.60%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 15 Months SPECIAL
with relationship bump *

INTEREST RATE: 3.84%
3.94%

APY QUARTERLY: 3.90%
4.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 18 Months

INTEREST RATE: 0.80%

APY QUARTERLY: 0.80%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 24 Months

INTEREST RATE: 0.60%

APY QUARTERLY: 0.60%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 30 Months

INTEREST RATE: 0.50%

APY QUARTERLY: 0.50%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 36 Months

INTEREST RATE: 0.50%

APY QUARTERLY: 0.50%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 48 Months

INTEREST RATE: 0.60%

APY QUARTERLY: 0.60%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 60 Months

INTEREST RATE: 0.70%

APY QUARTERLY: 0.70%

MINIMUM DEPOSIT TO OPEN: $1,000.00

 

Individual Retirement Account (IRA)


ACCOUNT TYPE

TERM

INTEREST RATE

APY QUARTERLY

MINIMUM DEPOSIT TO OPEN:

ACCOUNT TYPE: IRA Golden Variable

TERM: 18 months

INTEREST RATE: 0.23%

APY QUARTERLY: 0.23% (at maturity)

MINIMUM DEPOSIT TO OPEN: $50

 

CD Penalty (on amount withdrawn early):
Term: under 1 year = 90 days interest
Term: 1 to 2 years = 180 days interest
Term: Over 2 years = 365 days interest