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Holiday Notice:

All Community Bank & Trust locations will be CLOSED on Monday, October 12th, for Columbus Day.

Customer Alert:

We have been made aware of phone calls from individuals claiming to represent Community Bank & Trust. As a reminder, please use caution when receiving unexpected calls and do not provide personal or account information unless you have verified who you are speaking with. If you have any concerns about a call you receive, please contact your local CB&T branch directly.

Hometown Community Bank

CD/IRA

Interest Rates and Annual Percentage Yields are effective as of September 22, 2026

Certificate of Deposit Account (CD)/Individual Retirement Account (IRA)


ACCOUNT TYPE

TERM

INTEREST RATE

APY QUARTERLY

MINIMUM DEPOSIT TO OPEN:

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 6 Months

INTEREST RATE: 1.00%

APY QUARTERLY: 1.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 9 Months SPECIAL
with relationship bump*

INTEREST RATE: 3.84%
3.94%

APY QUARTERLY: 3.90%
4.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 12 Months

INTEREST RATE: 1.00%

APY QUARTERLY: 1.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 18 Months

INTEREST RATE: 1.00%

APY QUARTERLY: 1.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 19 Months SPECIAL
with relationship bump*

INTEREST RATE: 3.84%
3.94%

APY QUARTERLY: 3.90%
4.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 24 Months

INTEREST RATE: 1.00%

APY QUARTERLY: 1.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 30 Months

INTEREST RATE: 1.99%

APY QUARTERLY: 2.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 36 Months

INTEREST RATE: 1.99%

APY QUARTERLY: 2.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 48 Months

INTEREST RATE: 1.99%

APY QUARTERLY: 2.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

ACCOUNT TYPE: Certificate of Deposit Account

TERM: 60 Months

INTEREST RATE: 1.99%

APY QUARTERLY: 2.00%

MINIMUM DEPOSIT TO OPEN: $1,000.00

*Eligibility requirement: customer must be an owner of an active CBT checking, savings, or loan account.