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Certificate of Deposit Account (CD)/Individual Retirement Account (IRA)
ACCOUNT TYPE
TERM
INTEREST RATE
APY QUARTERLY
MINIMUM DEPOSIT TO OPEN:
ACCOUNT TYPE: Certificate of Deposit Account
TERM: 30 Days
INTEREST RATE: 0.05%
APY QUARTERLY: 0.05% (at maturity)
MINIMUM DEPOSIT TO OPEN: $500
TERM: 3 Months
APY QUARTERLY: 0.05%
TERM: 6 Months
INTEREST RATE: 0.10%
APY QUARTERLY: 0.10%
TERM: 9 Months
INTEREST RATE: 0.13%
APY QUARTERLY: 0.13%
TERM: 12 Months
INTEREST RATE: 0.18%
APY QUARTERLY: 0.18%
TERM: 18 Months
INTEREST RATE: 0.20%
APY QUARTERLY: 0.20%
TERM: 24 Months
INTEREST RATE: 0.23%
APY QUARTERLY: 0.23%
TERM: 30 Months
INTEREST RATE: 0.28%
APY QUARTERLY: 0.28%
TERM: 36 Months
INTEREST RATE: 0.35%
APY QUARTERLY: 0.35%
TERM: 48 Months
TERM: 60 Months
Individual Retirement Account (IRA)
ACCOUNT TYPE: IRA Golden Variable
TERM: 18 months
APY QUARTERLY: 0.13% (at maturity)
MINIMUM DEPOSIT TO OPEN: $50
CD Penalty (on amount withdrawn early): Term: under 1 year = 90 days interest Term: 1 to 2 years = 180 days interest Term: Over 2 years = 365 days interest